Insurance Underwriter Salary in Hilo, Hawaii
The median insurance underwriter salary in Hilo, HI is $118,347 per year, which is 52.0% above the national median and 10.6% below the Hawaii state average.
Insurance Underwriter Pay in Hilo: What to Expect (2026)
Hilo offers a median insurance underwriter salary of $118,347, which is $14,015 below the Hawaii state average of $132,362. Compared to the national median of $77,860, Hilo pays above average for this role.
However, Hilo's cost of living index is 152%, significantly above the national average. After adjusting for local costs, the $118,347 salary has an effective purchasing power of approximately $77,860. Housing, transportation, and food costs in Hilo should be factored into any relocation or job-change decision.
The salary range for insurance underwriters in Hilo spans from $73,872 at the 10th percentile to $192,128 at the 90th percentile — a $118,256 spread. Entry-level professionals start around $76,000, while senior insurance underwriters with 8+ years of experience can earn up to $174,800. Hilo is a smaller market (pop. 45,703), which may mean fewer openings but also less competition for available positions.
Insurance Underwriter Salary in Hilo by Experience
In Hilo, an entry-level insurance underwriter earns around $76,000, while experienced professionals earn up to $174,800 per year. The local cost of living index is 152% of the national average.
Salary Percentiles in Hilo, HI
| Percentile | Hilo |
|---|---|
| 10th Percentile | $73,872 |
| 25th Percentile | $93,024 |
| Median (50th) | $118,347 |
| 75th Percentile | $152,000 |
| 90th Percentile | $192,128 |
Insurance Underwriter Salary in Other Hawaii Cities
How to Become a Insurance Underwriter in Hilo
Education
Most insurance underwriter positions require a bachelor's degree. Hilo and the surrounding Hawaii area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Hilo may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Hilo
Browse open insurance underwriter positions in Hilo, HI: