Insurance Underwriter Salary in Honolulu, Hawaii
The median insurance underwriter salary in Honolulu, HI is $136,255 per year, which is 75.0% above the national median and 2.9% above the Hawaii state average.
Insurance Underwriter Pay in Honolulu: What to Expect (2026)
Honolulu offers a median insurance underwriter salary of $136,255, which is $3,893 above the Hawaii state average of $132,362. Compared to the national median of $77,860, Honolulu pays above average for this role.
However, Honolulu's cost of living index is 175%, significantly above the national average. After adjusting for local costs, the $136,255 salary has an effective purchasing power of approximately $77,860. Housing, transportation, and food costs in Honolulu should be factored into any relocation or job-change decision.
The salary range for insurance underwriters in Honolulu spans from $85,050 at the 10th percentile to $221,200 at the 90th percentile — a $136,150 spread. Entry-level professionals start around $87,500, while senior insurance underwriters with 8+ years of experience can earn up to $201,250. With a population of 350,964, Honolulu is a mid-sized metro with a growing job market.
Insurance Underwriter Salary in Honolulu by Experience
In Honolulu, an entry-level insurance underwriter earns around $87,500, while experienced professionals earn up to $201,250 per year. The local cost of living index is 175% of the national average.
Salary Percentiles in Honolulu, HI
| Percentile | Honolulu |
|---|---|
| 10th Percentile | $85,050 |
| 25th Percentile | $107,100 |
| Median (50th) | $136,255 |
| 75th Percentile | $175,000 |
| 90th Percentile | $221,200 |
Insurance Underwriter Salary in Other Hawaii Cities
How to Become a Insurance Underwriter in Honolulu
Education
Most insurance underwriter positions require a bachelor's degree. Honolulu and the surrounding Hawaii area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Honolulu may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Honolulu
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