Insurance Underwriter Salary in Pearl City, Hawaii
The median insurance underwriter salary in Pearl City, HI is $130,805 per year, which is 68.0% above the national median and 1.2% below the Hawaii state average.
Insurance Underwriter Pay in Pearl City: What to Expect (2026)
Pearl City offers a median insurance underwriter salary of $130,805, which is $1,557 below the Hawaii state average of $132,362. Compared to the national median of $77,860, Pearl City pays above average for this role.
However, Pearl City's cost of living index is 168%, significantly above the national average. After adjusting for local costs, the $130,805 salary has an effective purchasing power of approximately $77,860. Housing, transportation, and food costs in Pearl City should be factored into any relocation or job-change decision.
The salary range for insurance underwriters in Pearl City spans from $81,648 at the 10th percentile to $212,352 at the 90th percentile — a $130,704 spread. Entry-level professionals start around $84,000, while senior insurance underwriters with 8+ years of experience can earn up to $193,200. Pearl City is a smaller market (pop. 47,698), which may mean fewer openings but also less competition for available positions.
Insurance Underwriter Salary in Pearl City by Experience
In Pearl City, an entry-level insurance underwriter earns around $84,000, while experienced professionals earn up to $193,200 per year. The local cost of living index is 168% of the national average.
Salary Percentiles in Pearl City, HI
| Percentile | Pearl City |
|---|---|
| 10th Percentile | $81,648 |
| 25th Percentile | $102,816 |
| Median (50th) | $130,805 |
| 75th Percentile | $168,000 |
| 90th Percentile | $212,352 |
Insurance Underwriter Salary in Other Hawaii Cities
How to Become a Insurance Underwriter in Pearl City
Education
Most insurance underwriter positions require a bachelor's degree. Pearl City and the surrounding Hawaii area have institutions offering relevant programs.
Key Skills
Job Outlook
Nationally, insurance underwriter employment is projected to grow -2% over the next decade (decline). Demand in Pearl City may vary based on local industry and population growth.
Find Insurance Underwriter Jobs in Pearl City
Browse open insurance underwriter positions in Pearl City, HI: