Insurance Agent Salary in Montana
The median insurance agent salary in Montana is $54,967 per year, which is 5% below the national median of $57,860.
Insurance Agent Salary Overview in Montana (2026)
Montana ranks #26 out of 50 states for insurance agent compensation. Insurance Agent salaries in Montana are below the national median, though the higher cost of living makes this gap more significant. At $54,967 per year, insurance agents in Montana earn $2,893 less than the national median of $57,860.
Montana's cost of living is near the national average at 95%, meaning insurance agent salaries here translate closely to their face value in purchasing power.
The salary spread in Montana is significant: insurance agents at the 10th percentile earn $28,500, while those at the 90th percentile bring home $112,100 — a $83,600 gap that reflects differences in experience, specialization, employer type, and metro area. The highest-paying city in Montana for this role is Bozeman, where the median reaches $66,539.
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). This steady growth indicates stable demand for insurance agents across the country.
Insurance Agent Salary in Montana by Experience
In Montana, an entry-level insurance agent earns around $30,400, while experienced professionals earn up to $104,500 per year. The cost of living index in Montana is 95% of the national average.
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Check Your Rate — No Credit Impact →Salary Percentiles in Montana
| Percentile | MT Salary |
|---|---|
| 10th Percentile | $28,500 |
| 25th Percentile | $38,000 |
| Median (50th) | $54,967 |
| 75th Percentile | $77,900 |
| 90th Percentile | $112,100 |
Insurance Agent Salary by City in Montana
The largest employment areas for insurance agents in Montana include Billings, Missoula, Great Falls, and Bozeman. Salaries vary by city based on local cost of living and demand.
How to Become a Insurance Agent in Montana
Education
Most insurance agent positions require a high school diploma. Montana has several accredited institutions offering relevant programs.
Key Skills
Job Outlook in Montana
Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Montana's demand may vary based on local industry trends.
Negotiate Your Way to Senior Pay
Data shows Insurance Agents who negotiate earn 7–15% more. A single negotiation could add $49,533 over your career trajectory.
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