Business & Finance Helena, MT Pop. 32,315

Insurance Agent Salary in Helena, Montana

The median insurance agent salary in Helena, MT is $54,388 per year, which is 6% below the national median and 1.1% below the Montana state average.

City Median
$54,388
vs State Avg
$-579
vs National
$-3,472
Cost of Living
94%

Insurance Agent Pay in Helena: What to Expect (2026)

Helena offers a median insurance agent salary of $54,388, which is $579 below the Montana state average of $54,967. Compared to the national median of $57,860, Helena pays below the national benchmark for this role.

Helena's cost of living is 94% of the national average, meaning salary figures here closely reflect actual purchasing power. This makes direct comparisons to other cities straightforward.

The salary range for insurance agents in Helena spans from $28,200 at the 10th percentile to $110,920 at the 90th percentile — a $82,720 spread. Entry-level professionals start around $30,080, while senior insurance agents with 8+ years of experience can earn up to $103,400. Helena is a smaller market (pop. 32,315), which may mean fewer openings but also less competition for available positions.

Insurance Agent Salary in Helena by Experience

In Helena, an entry-level insurance agent earns around $30,080, while experienced professionals earn up to $103,400 per year. The local cost of living index is 94% of the national average.

Entry Level (0-2 yrs)
$30,080
$-1,920 vs national
Mid Level (3-7 yrs)
$56,400
$-3,600 vs national
Senior Level (8+ yrs)
$103,400
$-6,600 vs national

Salary Percentiles in Helena, MT

Percentile Helena
10th Percentile $28,200
25th Percentile $37,600
Median (50th) $54,388
75th Percentile $77,080
90th Percentile $110,920

Insurance Agent Salary in Other Montana Cities

How to Become a Insurance Agent in Helena

Education

Most insurance agent positions require a high school diploma. Helena and the surrounding Montana area have institutions offering relevant programs.

Key Skills

SalesInsurance ProductsClient RelationsRisk AssessmentCommunicationCRM

Job Outlook

Nationally, insurance agent employment is projected to grow 6% over the next decade (faster than average). Demand in Helena may vary based on local industry and population growth.

Find Insurance Agent Jobs in Helena

Browse open insurance agent positions in Helena, MT:

Frequently Asked Questions: Insurance Agent Salary in Helena

How much does a Insurance Agent make in Helena, MT? ▼
The median insurance agent salary in Helena, Montana is $54,388 per year, which is 6% below the national median of $57,860. Salaries range from $28,200 (10th percentile) to $110,920 (90th percentile).
How much does a Insurance Agent make per hour in Helena? ▼
Based on the median annual salary of $54,388, a insurance agent in Helena earns approximately $26 per hour assuming a standard 2,080-hour work year.
How does Helena compare to the Montana state average for insurance agent pay? ▼
Helena's median insurance agent salary of $54,388 is 1.1% below the Montana state average of $54,967. The local cost of living index is 94% of the national average.
What is the cost of living in Helena, MT? ▼
Helena has a cost of living index of 94% compared to the national average. This means a insurance agent salary of $54,388 in Helena has more purchasing power than the same salary in an average-cost city.
What qualifications do I need to become a insurance agent in Helena? ▼
Most insurance agent positions in Helena require a high school diploma. Key skills include Sales, Insurance Products, Client Relations, Risk Assessment. The job market is projected to grow 6% nationally over the next decade.